View source for PayPal Virtual Terminal service

==Navigation==
[[business]]: [[business services|services]]: [[merchant card processing]]+[[PayPal]]: [[PayPal Virtual Terminal service|Virtual Terminal]]
==Overview==
The [[PayPal Virtual Terminal service]] allows merchants with a PayPal business account to process credit cards using a web browser.{{seed}}
One minor disadvantage of this service over other credit card processing services is that you can only post refunds within 60 days of the original transaction; there is no facility to post credit to an arbitrary credit card. However, this should be a very rare necessity, and you can always transfer money to a checking account and refund the money by check. If the customer has a PayPal account, you can also send money that way.
==Legal==
* [[PayPal Commercial Entity Agreement]]
* '''2010-08-10''' [https://cms.paypal.com/us/cgi-bin/marketingweb?cmd=_render-content&fli=true&content_ID=ua/AmexCAA_full&locale.x=en_US Agreement for American Express&reg; Card Acceptance - American Express-PayPal Service Agent Program]
==Return Codes==
===[[CVV]]===
{|
|-
! CVV Code || Meaning || Matched Details
|-
| '''M''' || Match || CVV number itself
|-
| '''N''' || No match || none
|-
| '''P''' || Not processed || n/a
|-
| '''S''' || Service not supported || n/a
|-
| '''U''' || Unavailable || n/a
|-
| '''X''' || No response || n/a
|-
| all<br>others || error || n/a
|}
===[[Address Verification Service|AVS]]===
{|
|-
! AVS Code || Meaning || Matched Details
|-
| '''A''' || Address || Address only (no ZIP)
|- 
| '''B''' || International "A" || Address only (no ZIP)
|-
| '''C''' || International "N" || None; {{error|declined}}
|-
| '''D''' || International "X" || Address and Postal Code
|-
| '''E''' || Not allowed for MOTO (Internet/Phone) transactions || n/a; {{error|declined}}
|-
| '''F''' || [[United Kingdom|UK]]-specific "X" || Address and Postal Code
|-
| '''G''' || Global Unavailable || n/a
|-
| '''I''' || International Unavailable || n/a
|-
| '''N''' || No || {{error|declined}}
|-
| '''P''' || Postal (International "Z") || Postal Code only (no Address)
|-
| '''R''' || Retry || n/a
|-
| '''S''' || Service not Supported || n/a
|-
| '''U''' || Unavailable || n/a
|-
| '''W''' || Whole Zip || Nine-digit ZIP code (no Address)
|-
| '''X''' || Exact match || Address and Nine-digit ZIP code
|-
| '''Y''' || Yes || Address and Five-digit ZIP code
|-
| '''Z''' || ZIP || Five-digit ZIP code (no Address)
|-
| all<br>others || {{error|Error}} || n/a
|}