RipplePay
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About
The RipplePay concept seems to have evolved from a user-oriented, distributed system to a service being sold to large banks. The major phases:
- RippleWiki (last updated 2011-11-20, last online in 2012): "Ripple is a project to build a new kind of monetary system based on the trust present in our ordinary social and business relationships."
- About Ripple ("classic" RipplePay): p2p personal credit concept
- ripple.com: blockchain-based banking services, offered under the brand-name "Ripple".
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Links
- classic.ripplepay.com: explains the concept
- RippleWiki (via archive.org)
- Wikipedia: explains much; HTYP article probably needs to be split up and expanded
Notes
The idea of Hawala seems like a non-computer-oriented version of this, with brokers instead of everything being peer-to-peer. In practice, a RipplePay site might be acting kind of like a Hawala broker.