merchant card processing - Revision history

Woozle: /* Notes */

2018-09-18T09:43:12Z

Notes

← Older revision		Revision as of 09:43, 18 September 2018
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	===Technical===		===Technical===
	* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation		* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation
	* [http://www.darkcoding.net/credit-card/luhn-formula/ ~~Luhn Formula]: brief explanation of the [[wikipedia:Luhn algorithm\|Luhn algorithm]~~] ~~used to pre-validate credit card numbers~~		* the {{l/wp\|Luhn algorithm}} (used to pre-validate credit card numbers):
			** [https://www.geeksforgeeks.org/luhn-algorithm/ GeeksForGeeks]
			** [http://www.darkcoding.net/credit-card/luhn-formula/ DarkCoding]
	===Future Articles===		===Future Articles===
	* [http://www.posguys.com/ POSGuys] should go on a page about [[point of sale]] equipment		* [http://www.posguys.com/ POSGuys] should go on a page about [[point of sale]] equipment

Woozle: /* Card Processing Services */ Due

2017-03-08T00:55:20Z

Card Processing Services: Due

← Older revision		Revision as of 00:55, 8 March 2017
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	* [[Bibit]]		* [[Bibit]]
	* [[Cardservice International]]: not recommended		* [[Cardservice International]]: not recommended
	* [http://www.cdgcommerce.com/~~wht.php~~ CDGcommerce]: "I've been with them for 2.5 years and have NOTHING negative to say about them ''at all''." -- Douglas of TRN		* [http://www.cdgcommerce.com/ CDGcommerce]: "I've been with them for 2.5 years and have NOTHING negative to say about them ''at all''." -- Douglas of TRN
	* [[CyberSource]]		* [[CyberSource]]
	* [[Datacash]]		* [[Datacash]]
			* [[Due]] [https://due.com/ site]
	* [[directNIC]]		* [[directNIC]]
	* [[Giropay]]		* [[Giropay]]

Woozle: PayStand, PayPal, Square

2015-05-25T18:34:40Z

PayStand, PayPal, Square

← Older revision		Revision as of 18:34, 25 May 2015
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	==~~Overview~~==		<hide>
			[[page type::article]]
			[[thing type::business service]]
			</hide>
			==About==
	Merchant card processing is a service wherein a customer's [[credit card]] or [[check card]] purchase is authorized (i.e. verified as a valid number, card not known to be lost or stolen) and the purchase amount is deposited in the merchant's bank. Usually additional security features are also provided, such as address verification (which checks a known street number and zip code against the card's billing address) and [[Wikipedia:CVV\|CVV]].		Merchant card processing is a service wherein a customer's [[credit card]] or [[check card]] purchase is authorized (i.e. verified as a valid number, card not known to be lost or stolen) and the purchase amount is deposited in the merchant's bank. Usually additional security features are also provided, such as address verification (which checks a known street number and zip code against the card's billing address) and [[Wikipedia:CVV\|CVV]].

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	==Related Pages==		==Related Pages==
	* [[card processing terminology]]		* [[card processing terminology]]
	* [[PayPal]] now offers merchant card processing

	==Card Processing Services==		==Card Processing Services==
	There appear to be hundreds if not thousands of brokers of these services; a few are listed below. (Some of these may be services which require you to set up a separate merchant card account elsewhere; these should be listed separately once we figure out which ones they are.)		There appear to be hundreds if not thousands of brokers of these services; a few are listed below. (Some of these may be services which require you to set up a separate merchant card account elsewhere; these should be listed separately once we figure out which ones they are.)
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	* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts		* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts
	* [[Nochex]]		* [[Nochex]]
			* [[PayPal]]
			* [[PayStand]] [http://www.paystand.com/pricing pricing]
	* [[Protx]]		* [[Protx]]
	* [[SecPay]]		* [[SecPay]]
			* [[Square]]
	* [[Stripe]] ([https://stripe.com site])		* [[Stripe]] ([https://stripe.com site])
	* [[WePay]] ([https://www.wepay.com/about/fees_stores fees]): online only(?), no monthly fee		* [[WePay]] ([https://www.wepay.com/about/fees_stores fees]): online only(?), no monthly fee

Woozle: /* Card Processing Services */ Stripe

2013-07-28T14:44:41Z

Card Processing Services: Stripe

← Older revision		Revision as of 14:44, 28 July 2013
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	* [[Protx]]		* [[Protx]]
	* [[SecPay]]		* [[SecPay]]
			* [[Stripe]] ([https://stripe.com site])
	* [[WePay]] ([https://www.wepay.com/about/fees_stores fees]): online only(?), no monthly fee		* [[WePay]] ([https://www.wepay.com/about/fees_stores fees]): online only(?), no monthly fee
	* [[WorldPay]]		* [[WorldPay]]

Woozle: /* Card Processing Services */ ICS, WePay

2012-01-02T14:29:25Z

Card Processing Services: ICS, WePay

← Older revision		Revision as of 14:29, 2 January 2012
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	* [[Giropay]]		* [[Giropay]]
	* [[Google Checkout]]		* [[Google Checkout]]
			* [[Integrated Card Service]]: online/offline
			** Their [http://www.intlcardservice.com/rates-fees2.html rates and fees] page automatically starts up a sales video (with audio) in the right-hand panel, but there is a stop button
	* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts		* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts
	* [[Nochex]]		* [[Nochex]]
	* [[Protx]]		* [[Protx]]
	* [[SecPay]]		* [[SecPay]]
			* [[WePay]] ([https://www.wepay.com/about/fees_stores fees]): online only(?), no monthly fee
	* [[WorldPay]]		* [[WorldPay]]

Woozle: /* Card Processing Services */ snagged a list from a PayPal survey

2009-05-21T14:41:35Z

Card Processing Services: snagged a list from a PayPal survey

← Older revision		Revision as of 14:41, 21 May 2009
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	==Card Processing Services==		==Card Processing Services==
	There appear to be hundreds if not thousands of brokers of these services; a few are listed below.		There appear to be hundreds if not thousands of brokers of these services; a few are listed below. (Some of these may be services which require you to set up a separate merchant card account elsewhere; these should be listed separately once we figure out which ones they are.)
			* [[Amazon Flexible Payment Service]]
			* [[Authorize.net]]
			* [[Bibit]]
	* [[Cardservice International]]: not recommended		* [[Cardservice International]]: not recommended
	* [http://www.cdgcommerce.com/wht.php CDGcommerce]: "I've been with them for 2.5 years and have NOTHING negative to say about them ''at all''." -- Douglas of TRN		* [http://www.cdgcommerce.com/wht.php CDGcommerce]: "I've been with them for 2.5 years and have NOTHING negative to say about them ''at all''." -- Douglas of TRN
			* [[CyberSource]]
			* [[Datacash]]
	* [[directNIC]]		* [[directNIC]]
			* [[Giropay]]
			* [[Google Checkout]]
	* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts		* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts
			* [[Nochex]]
			* [[Protx]]
			* [[SecPay]]
			* [[WorldPay]]

	==Notes==		==Notes==
	===Technical===		===Technical===

Woozle: posguys

2009-05-16T13:29:48Z

posguys

← Older revision		Revision as of 13:29, 16 May 2009
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	* [[directNIC]]		* [[directNIC]]
	* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts		* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts
			==Notes==
	==Technical ~~Notes~~==		===Technical===
	* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation		* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation
	* [http://www.darkcoding.net/credit-card/luhn-formula/ Luhn Formula]: brief explanation of the [[wikipedia:Luhn algorithm\|Luhn algorithm]] used to pre-validate credit card numbers		* [http://www.darkcoding.net/credit-card/luhn-formula/ Luhn Formula]: brief explanation of the [[wikipedia:Luhn algorithm\|Luhn algorithm]] used to pre-validate credit card numbers
			===Future Articles===
			* [http://www.posguys.com/ POSGuys] should go on a page about [[point of sale]] equipment

Woozle: /* Card Processing Services */ MerchantAnywhere

2009-05-16T13:19:34Z

Card Processing Services: MerchantAnywhere

← Older revision		Revision as of 13:19, 16 May 2009
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	==Card Processing Services==		==Card Processing Services==
	There appear to be hundreds if not thousands of brokers of these services; a few are listed below.		There appear to be hundreds if not thousands of brokers of these services; a few are listed below.
	* [[Cardservice International]]		* [[Cardservice International]]: not recommended
			* [http://www.cdgcommerce.com/wht.php CDGcommerce]: "I've been with them for 2.5 years and have NOTHING negative to say about them ''at all''." -- Douglas of TRN
	* [[directNIC]]		* [[directNIC]]
	* [http://www.~~cdgcommerce~~.com/~~wht~~.~~php CDGcommerce~~]~~: "I've been with them~~ for ~~2.5 years~~ and ~~have NOTHING negative to say about them ''at all''." -- Douglas of TRN~~		* [http://www.merchantanywhere.com/pocketmerchant/Combo_spec.htm MerchantAnywhere] has gateway support for [[OSCommerce]] and other shopping carts

	==Technical Notes==		==Technical Notes==
	* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation		* [http://www.darkcoding.net/credit-card-numbers/ Credit Card Numbers]: sample card numbers which pass algorithmic validation
	* [http://www.darkcoding.net/credit-card/luhn-formula/ Luhn Formula]: brief explanation of the [[wikipedia:Luhn algorithm\|Luhn algorithm]] used to pre-validate credit card numbers		* [http://www.darkcoding.net/credit-card/luhn-formula/ Luhn Formula]: brief explanation of the [[wikipedia:Luhn algorithm\|Luhn algorithm]] used to pre-validate credit card numbers

Woozle: Reverted edits by 221.11.27.110 (Talk); changed back to last version by Woozle

2008-12-04T13:39:03Z

Reverted edits by 221.11.27.110 (Talk); changed back to last version by Woozle

← Older revision		Revision as of 13:39, 4 December 2008
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	* That the account to which the card is tied (credit or checking) has a sufficient "available balance" to cover the purchase (for checking accounts, this does not guarantee that the charge will not bring the balance below $0, but merely that the bank is willing to take the risk)		* That the account to which the card is tied (credit or checking) has a sufficient "available balance" to cover the purchase (for checking accounts, this does not guarantee that the charge will not bring the balance below $0, but merely that the bank is willing to take the risk)
	* (AVS service) That the street number and zip code match, or that the address is in a country where AVS service is not available (usually anywhere outside the US, though I have occasionally gotten matches for addresses in England by padding out the numerical portion of the UK postal code to 5 digits using zeroes) or is a P.O. box.{{note\|2}}		* (AVS service) That the street number and zip code match, or that the address is in a country where AVS service is not available (usually anywhere outside the US, though I have occasionally gotten matches for addresses in England by padding out the numerical portion of the UK postal code to 5 digits using zeroes) or is a P.O. box.{{note\|2}}
	~~rolavar~~		===Note 1===
			The limitations listed here are my understanding based on experience with [[Cardservice International]] and a few things read elsewhere; it may be incomplete. --[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)
	===Note 2===		===Note 2===
	'''For a P.O. box''', it will only say that the address matches if you leave the "street address" part blank. This means that if someone steals a credit card whose billing address is a P.O. box, all they have to do is rent another P.O. box in the same zip code in order to make it look like they are the legitimate owner. This seems really stupid to me.--[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)		'''For a P.O. box''', it will only say that the address matches if you leave the "street address" part blank. This means that if someone steals a credit card whose billing address is a P.O. box, all they have to do is rent another P.O. box in the same zip code in order to make it look like they are the legitimate owner. This seems really stupid to me.--[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)

221.11.27.110: oudronelolo

2008-12-04T13:19:03Z

oudronelolo

← Older revision		Revision as of 13:19, 4 December 2008
Line 14:		Line 14:
	* That the account to which the card is tied (credit or checking) has a sufficient "available balance" to cover the purchase (for checking accounts, this does not guarantee that the charge will not bring the balance below $0, but merely that the bank is willing to take the risk)		* That the account to which the card is tied (credit or checking) has a sufficient "available balance" to cover the purchase (for checking accounts, this does not guarantee that the charge will not bring the balance below $0, but merely that the bank is willing to take the risk)
	* (AVS service) That the street number and zip code match, or that the address is in a country where AVS service is not available (usually anywhere outside the US, though I have occasionally gotten matches for addresses in England by padding out the numerical portion of the UK postal code to 5 digits using zeroes) or is a P.O. box.{{note\|2}}		* (AVS service) That the street number and zip code match, or that the address is in a country where AVS service is not available (usually anywhere outside the US, though I have occasionally gotten matches for addresses in England by padding out the numerical portion of the UK postal code to 5 digits using zeroes) or is a P.O. box.{{note\|2}}
	~~===Note 1===~~		rolavar
	The limitations listed here are my understanding based on experience with [[Cardservice International]] and a few things read elsewhere; it may be incomplete. --[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)
	===Note 2===		===Note 2===
	'''For a P.O. box''', it will only say that the address matches if you leave the "street address" part blank. This means that if someone steals a credit card whose billing address is a P.O. box, all they have to do is rent another P.O. box in the same zip code in order to make it look like they are the legitimate owner. This seems really stupid to me.--[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)		'''For a P.O. box''', it will only say that the address matches if you leave the "street address" part blank. This means that if someone steals a credit card whose billing address is a P.O. box, all they have to do is rent another P.O. box in the same zip code in order to make it look like they are the legitimate owner. This seems really stupid to me.--[[User:Woozle\|Woozle]] 14:42, 24 December 2005 (EST)